Is car write off?

mndk194 · 25 Jul 2024 at 09:29

Hi I was involved in an accident yesterday, just wondering if anyone can shed some light. Its the first time this has happened, I have sent photos to FMG (approved repairer) and they will check. But i am a bit anxious and thought I would ask people who are more experienced such as here.

The car has been pushed towards the passenger side. Bonnet is stuck does not open. Bottom tray is hanging down and scrapes the floor. But it does drive.

Do you think the car is a write off? I have only had it 2 weeks, it was 9k with 46k mileage

The pictures are below.

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mndk194 · 25 Jul 2024 at 09:52

The bonnet is bent from the drivers headlight and has been pushed over the wing on passenger side. It also does not open anymore (looks like the catch inside is bent)

mndk194 · 25 Jul 2024 at 10:34

Thanks for the replies guys. In terms of speed, I was going straight at a roundabout, I was probably 5/7 mph. A car came speeding through the middle of the mini roundabout from my front right and hit me, he was probably doing 20/25. Not insured, says he has traders, although ill leave that for the insurance to sort. Bradford for you.

mndk194 · 25 Jul 2024 at 10:37

JonRGV250 said:
That and the extortionate cost of a hire car whilst it’s repaired.

FMG will apparently provide me a courtesy. But they are looking for their people to inspect the pictures and see if it is economically viable, if so send quote to insurance and see what they have to say

mndk194 · 25 Jul 2024 at 10:40

They have confirmed they are doing it as a no fault claim - If the other guy is not insured they will also refund my excess or return if they are able to recover costs (if he is insured)

mndk194 · 25 Jul 2024 at 11:10

Album — Postimages

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Hopefully these pictures are a bit better. Thanks for the info guys appreciate it. Seem like a bit of a noob but never had an accident before

mndk194 · 25 Jul 2024 at 14:22

Thanks guys they are now saying it is a write off, offering £100 less than what I paid a few weeks ago, which is fair. Do you think it would be wise to buy it back off them and get it repaired?

mndk194 · 25 Jul 2024 at 14:54

They are saying 2466 to buy it back, but god knows what the damage inside it

mndk194 · 26 Jul 2024 at 09:41

jpaul said:
surprised op didn't get to see engineer appraisal of the damage to understand costs (like quinnay's stolen bmw)
pic with damage on the nearside passenger door seemed surprising since impact picture seemed to show collision of offside wing against nearside on other

Damage to the offside wing was because it was pushed over the passenger door on impact, so when my passenger opened the door it pushed that section of the wing in. I havent managed to see a engineer appraisal, although im happy with the figure as its only £100 less than what I paid.

mndk194 · 26 Jul 2024 at 11:14

Parts seem to be really hard to come by. Have sourced a wing bonnet and bumper. Looking at 1200. But probably another 700/1000 to spray + labour. Adds up to being a bunch. With the hassle think I will just let it go