Is it a scam help

no need to wonder if the police would do anything, they won't. they'll just see this as a matter for the bank to sort out with you. the bank will look for reasons why it isn't their fault.
don't risk it
 
they dont pay, they claim they did, the courier comes, you give the car and stuff if your a plonker.

why bother wasting time, accept only payment in magic beans
 
How does that work? Surely you don't release the vehicle to the courier until the money is showing in your account. Then the only way they can reverse it is by lying to the bank, and by doing that they're committing fraud.
 
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