IMO, the requirement of a gaming card and a movie card is both similar, and different from that used for music.
If movie is equally important to movies for you, then I would not overlook the X-Fi line. Depending on your budget, you have four choices:
- You pick between an regular X-Fi (better for movies), or a M-Audio or EMU card (better for music). Or even a dedicated USB DAC (definitely not a good choice for gaming, but excellent for music). Cheapest option.
- You buy both an X-Fi and a M-Audio/EMU card and get the best of both. Mid-priced option.
- You get a regular X-Fi, and connect it to a DAC (and amp) now or later for your speakers. A good dedicated DAC will beat a good sound card. Potentially the most expensive option.
- You get the Elite Pro edition of the X-Fi. This one is pretty much an EMU 1212M with gaming/movie playback features in one. Probably cost more than getting a 1212M + X-Fi, or a modded 0404 + X-Fi, but you get convenience of only having to deal with one card. Still considered mid-priced when you look at the big picture.