just crashed my car....

Abraxaz1

Abraxaz1

Abraxaz1

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Well gues what i just manage to save £3000 pound to buy a new car and oh i reverse into one of my work collegues:mad::mad::mad:

heres how it happened:
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Muppet work mate gets in car and reverse out then sits in centre of car park with reverse light off.
I check my mirrors before reversing then check blind spots, hes still sat their.
I begin my manuvere , i hadn't even moved a foot and bang he catches my rearend. So he some how managed to reverse about 10 meters in less than 10 secounds but hes also reversing down a one way system....

So i managed to destroy his door and mess up his rear 1/4, got a quote from my local garge of £700 quid for a full repair and respray..
My car had its bumper ripped off (now held on with cable ties) and drivers side rear light mangled plus scratches caused by the bumper.....

Was i right to admit fault i did reverse into him? and was i right to go via the garage not insuracne company...
 
MrLOL said:
Depends how much you trust said colleague.

If you trust him not to mess you about, settling outside the insurance and paying directly may work out cheaper if you're young.

If you're in your 40s with a massive ammount of protected NCB i'd just tell him to go through the insurance :p
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22 with all of 3 years ncb....
first accident ive ever had right infront of my boss as well
 
MrLOL said:
new bumper

new rear light cluster

and you're going to have to pay a bodyshop to roll out and fill and paint the creased part of the rear wing.

No idea how easy finding a proton persona rear bumper and light cluster will be at a scrap yard :( Start searching !
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sod the new bumper and body work, car is going as soon as ive got the cash, my family are moving 50 odd miles from work i need a diesel asp
 
MrLOL said:
no because the highways act covers any private property to which the public have access.

Would be interesting if his works car park was securely gated and required a pass to enter / exit it however ! Because then technically the public would not have access and therefore not covered by the highways act.
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Um it does, their is no access to the public to my works, its about a mile drive to the front gate from where this happened
 
MrLOL said:
hmm

if its not covered by the RTA then surely it becomes a normal criminal damage claim

and to go anywhere with this presumably you'd need some kind of proof to establish blame. Comes back to the CCTV thing again i guess ..
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which hasnt work on that car park since i sarted working their, due to sustain the future or weathering the storm because their a non safety/ process area
 
PMKeates said:
Honestly, consider going through your insurance. In fact, calculate it out. You are overestimating the cost immensely I'm sure. I pay barely more than £1000 for a 530i at 24 with a recent claim, only 1 years NCB and 9 pts - if you have a £100 car, short of it being a Nissan 200SX, you will easily insure it at 26 for very similar money to what you paid this year.

It will probably take many years, if ever, for your increase in insurance premiums to be greater than £700.
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Cheers for trying to cheer me up but i know theses next steps very well.
 
Ok update the little scrote has decided to try and threaten to take me to civil court....
I just phone 3 people that witnessed the event and their saying he was driving at speed and wasnt in control of the veichle.
Hes also refusing to pay me the 800 back to me til the civil court case. I thought this was done and dusted.
 
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