Just got my car insured but have a question

DezUk · 18 Jan 2006 at 19:33

Just got quoted £780 FC with NUD and went for it. There is only one thing im not sure about, i have 4000 miles a year down on the policy bt i reckon i will be doing more like 10,000. I didnt say anything as i didnt want to push the price up but im just wondering

1. Does adding miles have a major increase in price ?
2. How do the insurance companies actually know how many miles you have done ?

Im planning on giving them a phone when the paper work comes through though.

toyotacelicagt4 · 18 Jan 2006 at 19:43

Don't worry about it. They only ask you for an estimated annual mileage anyway. I've always halved my estimated mileage and had two accidents and the insurance company didnt once ask how many miles i've done other the year.

Lashout_UK · 18 Jan 2006 at 19:46

Normally makes no difference what my estimated milage is with NUD, so just ask.

minidan · 18 Jan 2006 at 19:55

dont worry about it. nice car btw

DezUk · 18 Jan 2006 at 20:18

cheers guys just wanted to clear that up

cant wait to get her back on the road again

[TW]Fox · 18 Jan 2006 at 21:08

I love the way everyone thinks my car is crap but everyone thinks yours is amazing when they look the same, even the same colour

Abyss · 18 Jan 2006 at 21:11

I like them both

Dangerous · 18 Jan 2006 at 21:26

[TW]Fox said:
I love the way everyone thinks my car is crap but everyone thinks yours is amazing when they look the same, even the same colour

Its the wheels

saitrix · 18 Jan 2006 at 21:30

Dangerous said:
Its the wheels

And Dez's is lowered.

Lose the 4 spokes Fox! I bet it takes like £1000 off its value.

[TW]Fox · 18 Jan 2006 at 21:37

You mean I could double my cars value by changing wheels

New wheels or a 5 Series.. tough call

Morba · 18 Jan 2006 at 21:38

[TW]Fox said:
I love the way everyone thinks my car is crap but everyone thinks yours is amazing when they look the same, even the same colour

yours doesnt look like his tho.
the alloys and lowering change the car completely.

saitrix · 18 Jan 2006 at 21:39

Wont it technically be mostly daddy's 5 Series though?

Also better alloys helps with getting younger ladies, so does lowering. The 4 spokes just gets the blind ones.

Morba · 18 Jan 2006 at 21:40

saitrix said:
Wont it technically be mostly daddy's 5 Series though?

you talking about the one on the drive now or the one hes planning on buying?

saitrix · 18 Jan 2006 at 21:41

Morba said:
you talking about the one on the drive now or the one hes planning on buying?

One planning on buying.

[TW]Fox · 18 Jan 2006 at 21:42

No, not at all, it'll be mine entirely

saitrix · 18 Jan 2006 at 21:46

[TW]Fox said:
No, not at all, it'll be mine entirely

*cough*Loan from Dad*cough*

So you dont completely show me up.

Are we going to see an influx of Mondeo being recommended as a car to get for anyone so then you can do a sneaky sale?

DezUk · 19 Jan 2006 at 00:18

And there was me thinking all the replies would be about insurance

Fox does need to get his car sorted, those 4 spokes are total pap so bad infact that mine are buckled according to the mecanic doing the MOT today.

I'll need to come to a meet sometime

minidan · 19 Jan 2006 at 01:32

i never said yours look crap fox...but it doesent stand out as great looking car to me for some reason (most likley the wheels) dezUKs stood out and looked verry good imo, thats why i commented.
you would probably feel the same about my mini. and i know everyone hated my nova but i loved it like my own child, lol.

pinkaardvark · 19 Jan 2006 at 09:18

any time I have asked an insurer about what happens if I go over the mileage they have always said I was required to phone them up and tell them and I assume then pay an extra ammount to get the extra cover.

tbh I usually just say 10k myself and this year I did 9 but previously it was more like 18.

Jez · 19 Jan 2006 at 11:21

On all the policies ive had, there has just been extra excess payable in the event of going over. Nothing to worry about.