First day of a two week work break. I come out to my car to go into town and look at dash cams. Only to find I'm too late.
I park on a wide kerb and have done so for the last 17 or so years. I have been reading the dash cam thread and decided to go out and have a look at some, hands on, today. Next to the car to the right is a bus stop.
So instead of going out and treating myself for my upcoming 40th, hence the two weeks off work, I'm now calming down and writing this "quick to the internet" thread as therapy.
I've spoken to the bus company (only one with red buses in this area) who say they will make every effort to check the buses on that route this morning, talk to the drivers and check CCTV of each vehicle on that route this morning. I'm fully expecting to receive a "it wasn't us" reply.
My insurance will pursue a claim for me if the bus company say it was them. Or as I'm fully comp will arrange repair. Either way I get a courtesy car.
I have said to my insurance, just to take details for now and I'll give the bus company 24hrs to investigate. My thinking being, if they admit it I'll just let them handle it and not effect my insurance in any way. If they deny it then I'm stuck with 1 strike on my NCD as its protected. So 24hrs isn't to much? My insurance is happy to wait 24hrs as I've reported it and they understand a potential 3rd party is involved.
Now in your opinion should I just get on with it. Or wait?
Now the bus stop being there is another story, for now I want to keep this about whether I should start the claim now or wait for the bus company to reply. Also therapy as I'm furious.
I park on a wide kerb and have done so for the last 17 or so years. I have been reading the dash cam thread and decided to go out and have a look at some, hands on, today. Next to the car to the right is a bus stop.
So instead of going out and treating myself for my upcoming 40th, hence the two weeks off work, I'm now calming down and writing this "quick to the internet" thread as therapy.
I've spoken to the bus company (only one with red buses in this area) who say they will make every effort to check the buses on that route this morning, talk to the drivers and check CCTV of each vehicle on that route this morning. I'm fully expecting to receive a "it wasn't us" reply.
My insurance will pursue a claim for me if the bus company say it was them. Or as I'm fully comp will arrange repair. Either way I get a courtesy car.
I have said to my insurance, just to take details for now and I'll give the bus company 24hrs to investigate. My thinking being, if they admit it I'll just let them handle it and not effect my insurance in any way. If they deny it then I'm stuck with 1 strike on my NCD as its protected. So 24hrs isn't to much? My insurance is happy to wait 24hrs as I've reported it and they understand a potential 3rd party is involved.
Now in your opinion should I just get on with it. Or wait?
Now the bus stop being there is another story, for now I want to keep this about whether I should start the claim now or wait for the bus company to reply. Also therapy as I'm furious.
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