Keyed =(

[digitalwolf]

I rang quinn up yesterday and they confirmed that I had tpft cover on my mums mini. I then went to work, this morning I go out to the car and find some little git has keyed the door on it.

It's too deep for tcut to touch it, so what can I do. Insurance excess is £150.

 

[needmorespeed]

your insurance wont want to know it you are only TPFT

 

[digitalwolf]

My mums covered fully comp.

And I don't reckon it was done when I was at work because I would have noticed that getting into the car.

 

[Gilly]

Get a quote for having it sorted out first. I wouldn't have thought it would be worth it going through insurance.

 

[digitalwolf]

It's deep and it's a swirl all over the drivers door.

 

[Mat]

I had my old car for about 8 years without so much as a paint chip in it. Then, the day before I had to trade it in, I was forced to park on the road round the corner from the house for 2 lousy hours and found out, when the guy from the garage did a quick visual inspection on it, that someone had keyed all along the passenger side. Couldnt believe it.

 

[Phil W]

Pop down to a bodyshop for a quote, only thing is they might be wanting to blow the side of the car in.

 

[digitalwolf]

It's obviously jealousy because if somebody had it in for me, they would have done my car.

 

[MuvverRussia]

get your ass onto www.detailingworld.co.uk and learn how to fill scratches/wet sand etc. Its not too hard to get half decent results as long as you really take your time and are reasonably handy.

If you screw it up, take it to the body shop. Nothing to lose really.

Iirc Muncher (think it was him, b10O VX) fixed his vx220 after it was severely keyed.

 

[[TW]Fox]

My mums covered fully comp.

But you are not your Mum, she wasnt driving it, and she didn't park it.

Welcome to why you don't drive high value cars on DOC.

 

[Pookie Bear]

get your ass onto www.detailingworld.co.uk and learn how to fill scratches/wet sand etc. Its not too hard to get half decent results as long as you really take your time and are reasonably handy.

I think I'll take a look over there.....I should really sort out the scratches I've received in the past, but every time I do, the little monkeys come back and do it again.......

 

[digitalwolf]

It may have been done on the drive last night.

I would be soo distraught if it happened to mine, just as i'm selling it too.

Will take it down the body shop later.

 

[Gilly]

...and she didn't park it.

Why would that matter?

If I park my mum's car on her drive is it not covered under her insurance?

 

[digitalwolf]

Precisely.My mum isn't gonna ring up and say "hi, I needed a bigger boot so used my sons car yesterday, he used mine and somebody keyed it".

She will just say my car was keyed last night. Finito.

 

[z0mbi3]

But you are not your Mum, she wasnt driving it, and she didn't park it.

Welcome to why you don't drive high value cars on DOC.

Surely it wouldn't cost much for the OP to be fully comp under his mums insurance anyway.

 

[digitalwolf]

£850 more

And my Saxo costs enough to insure never mind paying for the extra on my mums too.

 

[digitalwolf]

Sad thing is, if and when I sell mine, I will be using her car again and it might happen again

 

[Jez]

How would the insurance possibly know when this happened? I dont see the issue.

 

[digitalwolf]

There isn't an issue. Just some low life scum decided to do his latest art project on the car door.

 

[Jez]

You have 2 options as stated:

1) Get your mum to put a claim through and pay the £150 excess, her NCB is likely to be protected and it wont really affect her quotes in tyhe future i wouldnt imagine. Then decide amongst yourselves who will pay the £150.

2) Research the repair yourself and sort it for her.


TBH if she was the one who caused the cars to be swapped by needing the extra space in yours, then i would argue that she should pay the excess as you didnt want to swap anyway