Boring thread of the day but minor thing that others might be aware of but I certainly wasn't. I've always been under the impression that anything over 9 years of NCD doesn't get you any additional discount for your premium, seems I was wrong.
May of this year, switched insurers, got my 12 years proof of NCD letter (Aviva) - submitted this to new insurer (Darwin), all good.
A few weeks back I changed to a different car that they wouldn't insure due to aftermarket alloys (they don't touch anything with a modification). So I cancelled with them and the proof of NCD they provided was only 9 years, in my mind, no biggie, that's max discount.
Last few weeks it's been playing on my mind so reached out to my current insurer (Admiral), asked them if they would just update to 12 years as based on May's letter from Aviva as in principal, it bugged me losing 3 years on the records. I clearly stated I wanted a records update and wasn't after a further discount.
They replied a few hours letter, records updated and 3% refunded off my premium
Like I say, bit dull but might be something that helps out other folk save a bit more in the future.
May of this year, switched insurers, got my 12 years proof of NCD letter (Aviva) - submitted this to new insurer (Darwin), all good.
A few weeks back I changed to a different car that they wouldn't insure due to aftermarket alloys (they don't touch anything with a modification). So I cancelled with them and the proof of NCD they provided was only 9 years, in my mind, no biggie, that's max discount.
Last few weeks it's been playing on my mind so reached out to my current insurer (Admiral), asked them if they would just update to 12 years as based on May's letter from Aviva as in principal, it bugged me losing 3 years on the records. I clearly stated I wanted a records update and wasn't after a further discount.
They replied a few hours letter, records updated and 3% refunded off my premium
Like I say, bit dull but might be something that helps out other folk save a bit more in the future.