life insurace

Soldato
Joined
29 Jun 2004
Posts
2,587
could someone give me a brief overview of this please. May well be joining the forces in the near future. Would i have to put in for say a minimum amount of time before anything would be paid out?looking at cover with direct line any helpl would be great!
 
I would have "thought" that joining the forces means you cannot apply for your normal, everyday "Life Insurance".

I think your new profession is possibly a little more risky than Joe Smith the account down the street :)

As for any delay in getting covered and being able to claim.
Nobody knows when they are going to need life insurance - if we did then we wouldn't take it out until 3 months before it was needed.
So there shouldn't be any kind of delay from you opening the policy until (hopefully not) somebody needs to make a claim.
It would probably only be a problem if you were claiming on Critical or Terminal illness as you then need to show you didn't know about such illness before the policy was taken out.
 
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