Mobile phone insurance - iPhone 5?

gee3000 · 11 Sep 2011 at 16:20

Hi everyone

My contract with T-Mobile recently became due for renewal so I opted for an iPhone 4 with unlimited calls x-network, unlimited texts and unlimited internet all for £30/month (2 year contract, friends and family half price for life through my cousin).

In hindsight I think I should have waited as the iPhone 5 is just around the corner. My question is should I take out mobile insurance and something was to happen my phone later on (damage, loss or theft), would T-Mobile send me out another iPhone 4 or would they give me an iPhone 5? And if the 5, would they charge me extra for it?

I haven't taken insurance out yet but I also have it available via my bank (Lloyds TSB) and wondering what the case would be with them too?

Thanks.

knip · 11 Sep 2011 at 16:21

They replace like for like, they don't suddenly give you the newer version of a phone. :confused:

explicit4u · 11 Sep 2011 at 16:23

iPhone 4 unless they have none in stock.

mattyprice4004 · 11 Sep 2011 at 16:31

Insurance companies usually keep hundreds of refurb handsets on hand - you probably won't get a 5.

Robbo · 11 Sep 2011 at 16:32

"If I break my phone on purpose, will I get a better one?"

Yas786 · 11 Sep 2011 at 16:32

Can you not cancel the contract then renew when the iphone5 is out?? or are you past your 7 days?? if you ordered it online or on the phone???.

But if you cant then nope they will replace like for like, they wont hand you an iphone5 just like that.

gee3000 · 11 Sep 2011 at 16:42

Alright thanks, some muppet told me otherwise ;/ guess I'll have to sell my 4 on the bay and get the 5 in cash if it's worth it.

meghatronic · 11 Sep 2011 at 17:20

gee3000 said:
Alright thanks, some muppet told me otherwise ;/ guess I'll have to sell my 4 on the bay and get the 5 in cash if it's worth it.

As an alternative to insurance fraud, yes that's a good idea.

NeilMick · 11 Sep 2011 at 18:37

gee3000 · 12 Sep 2011 at 02:03

NeilMick said:
Chav

Wanting to balance gimp duties with my mobile network provider doesn't make me a chav, but posting single word replies does, you chav.

Myshra · 12 Sep 2011 at 10:49

Refurb stock tends to last for 6-9 months after a handsets EOL point. For iPhones this is upto 1 year typically as apple keep a higher stockpile that is available to networks.

darubio · 12 Sep 2011 at 12:28

or you could just wait. Simple as

gee3000 · 12 Sep 2011 at 20:26

My inability to wait is the whole reason I got the 4 (just a few weeks ago) when I knew the 5 was due for release sometime soon!