Got notice from them that due to a change their end they could not renew my policy. Turns out they have lost a couple of underwriters and can't cover me for the moment, ended up through Adrian Flux this time.
Chris Knott here also. Don't think they even charge for mods, I've just rang them up and declared them and it didn't affect my policy. Wasn't even an admin fee. That said, my renewal has just come through and has jumped a fair bit.
I'll be honest I don't know and I can't see that specifically mentioned in the policy. But I've never expected that they would be, I just want to declare them for transparency.
Which is fair enough and depending on the kind you might not care, in my case it would be a big problem so spending a bit more on the policy for me makes sense.
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