Soldato
I will be looking to buy a house soonish but my credit rating is average, mainly due to the fact I have never had a credit card nor even a mobile contract.
Will this have a big effect on getting a mortgage? If so is it worth getting a credit card now and using it to try and up my credit score?
Will this have a big effect on getting a mortgage? If so is it worth getting a credit card now and using it to try and up my credit score?