Have a DIP already. Got that even before we started looking. I do work in the financial services sector but we don't really do mortgages so I asked someone who does. I already have a mortgaged home and I needed a lender that would ignore my current lending if I had confirmation from a letting agency my current mortgage would be covered by rental payments. Our mortgage is about a third what the rental payments would be so it can be ignored by some lenders. Halifax is the lender.
Before I put in an offer I had a survey carried out. Recently we''ve seen increased demand for clients putting commercial property into their pensions and that needs a survey every time. The surveyor we use in work surveyed the house, we had a chat about a few things that bothered me, and I put in the offer which was accepted. We're not in any rush to move so it's no big deal but I was surprised to hear 6 weeks. Hopefully that's worse case.
