Motor Insurance recommendations

ThriceNightly · 13 Dec 2015 at 17:21

Renewal time again and my comprehensive £250 policy with AXA (held for 3 years) has shot to to £310 despite being a mature driver with full full ncb no convictions etc on an xtrail.

I've used topcashback /various search engines in the past...can anyone recommend who is good now as quite a selection

Cheers

koooowweeee · 13 Dec 2015 at 17:33

Shot up hahahaha

marmalade · 13 Dec 2015 at 18:03

In the UK with the Coop around £160 fully comp but check out moneysupermarket too also Direct line/Churchill
Remember its usually cheaper to fill in on line than ringing for a quote

HankScorpio · 13 Dec 2015 at 18:14

Better than what I'll be paying in the coming year for mine. Paid 1800 this year and it drops to around 1000 when I get my first ncb.

ThriceNightly · 13 Dec 2015 at 21:25

marmalade said:
In the UK with the Coop around £160 fully comp but check out moneysupermarket too also Direct line/Churchill
Remember its usually cheaper to fill in on line than ringing for a quote

Thanks will give those a try

joeyjojo · 14 Dec 2015 at 09:09

I spent the evening doing this last night. The best advice is found at http://www.moneysavingexpert.com/car-insurance/#comparison IMO

In short: Google, GoCompare, Confused.com, MoneySuperMarket, Direct Line, Aviva, Zurich.

The best of the comparisons were all within £20 of eachother (Privilege and Octagon the cheapest) as well as Direct Line, but to my surprise going direct with Aviva was £30 ish cheaper than anything else. Then to wrap it off Zurich quoted 3x that

guess they really don't want the business.

tiffanys · 14 Dec 2015 at 09:45

admiral are good too. usually come up top on confused.com

shadow_boxer · 14 Dec 2015 at 10:40

Left AXA too this year as my premium went up. Last year I got a quote from swift cover and took it to AXA to match. They're a sister company I believe so were happy to price match with no questions asked.

Cyanide · 14 Dec 2015 at 14:06

A tenner of that will be the insurance tax increase. Still a cheap premium though

ThriceNightly · 14 Dec 2015 at 19:09

joeyjojo said:
I spent the evening doing this last night. The best advice is found at http://www.moneysavingexpert.com/car-insurance/#comparison IMO

In short: Google, GoCompare, Confused.com, MoneySuperMarket, Direct Line, Aviva, Zurich.

The best of the comparisons were all within £20 of eachother (Privilege and Octagon the cheapest) as well as Direct Line, but to my surprise going direct with Aviva was £30 ish cheaper than anything else. Then to wrap it off Zurich quoted 3x that guess they really don't want the business.

Many thanks Joey for saving a bit of time shopping around

Aviva have worked out £70 cheaper for same level of cover plus I get a further £60 via top cashback.

Result

joeyjojo · 15 Dec 2015 at 15:18

ThriceNightly said:
Many thanks Joey for saving a bit of time shopping around

Aviva have worked out £70 cheaper for same level of cover plus I get a further £60 via top cashback.

Result

Welcome. That topcashback is a great find too, will use that myself later, cheers!

lemonade · 15 Dec 2015 at 15:51

Premiums went up this year as a whole, mine shot up quite badly too, just used a comparison site to find the cheapest quote which is nearly always Admiral for me.

joeyjojo · 15 Dec 2015 at 20:43

joeyjojo said:
Welcome. That topcashback is a great find too, will use that myself later, cheers!

Grr, had to get a new quote through the cashback link which was £35 more than the old one only 48 hours later, so only £25 less with cashback. :mad:

Still a saving though. Maybe they add a bit on to cashback quotes. :rolleyes:

koolpc · 15 Dec 2015 at 20:46

Mine went down quite a bit (after being able not to disclose conviction!)