Moving House Advice please

  • Thread starter Thread starter NE5
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NE5

NE5

NE5

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2 May 2012
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Hello, I'm selling my flat, and buying another one.

I don't need finance, I can add to what i get for my current flat, and buy the new one outright.

The new one isn't as old as the current one, but should i get it surveyed ?

I did this in the past, but in the past i took out a mortgage and had to. This time I don't.

If I do, what is the going rate, and what are the different levels of survey. And do I find my own surveyor
 
thank you to everybody for the advice and views.

As it is leasehold, yes its a shared cost and not old in housing terms, my main concern is flooding although it is flat and the entire street is flat, being on the ground floor.

And getting house insurance, I wondered if that would be a problem as I know some companies don't like doing flats (a few turned down my current ground floor basis purely on that basis). Anyway. i have to decide now, its pressing ahead, sale of current is agreed, purchase of new agreed.
 
Thanks to everybody. I've had a survey and waiting for the report. The agent says it has had no problem with any flooding, which I didn't think it had, but I've asked.

As I'm moving from a freehold/leasehold flat to a leasehold flat/apartment paying a service charge, do I actually need buildings insurance on the new place ? Or just contents ?

If I do need building insurance, to what extent ?

And you need the change to take effect from the day contracts are exchanged, I presume ?
 
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