Multi gadget insurance

Soldato
Joined
30 Jan 2009
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17,558
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Aquilonem Londinensi
Not sure if this is the right place for this but was wondering if anyone had any hands on experience with gadget insurance, specifically claiming?

Specifically, I travel with a laptop, phone and tablet most days and I've come within an inch of losing my bag on a number of occasions, which would be a fairly hefty punch to the wallet to replace. Lost my phone for a weekend too but thankfully it turned up. Obviously the best option is to stop being a numpty but 32 years on I don't see this happening.

I have theft insurance from home insurance and similar cover from a credit card provider, but the chances of my stuff being lifted from the house is minimal, as it's with me most of the week
 
Better off with home insurance where you can insure certain items seperately, and some bank accounts offer gadget insurance in their premium accounts along with breakdown cover and travel insurance as well as better rates for overdrafts etc.
 
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