Need fast car / low insurance group

intellix · 10 Apr 2008 at 17:08

Was gonna get a 2litre 52 megane 136bhp, insurance group: 8, so wouldnt of cost much on insurance for something pretty fast.

Recently been told that theyre bad news and to get something japanese as they are 1000 times better

Just not sure what other car I should get

19yrs old with 1yr NCB sooo would have to be something like insurance group:8 or less

cheers

Spending between £4,000 - £5,000 excluding insurance

rG-tom · 10 Apr 2008 at 17:22

19 with 1 years insurance = buy a mondeo v6 for a few grand less than your budget and put a bit more to, although tbh they're not hard to insure anyway, i got my ghia x when I was 18 with 1ncb and it was cheaper than a 1.6 saxo

Stinky · 10 Apr 2008 at 17:23

how much are you trying to keep insurance undeR?

intellix · 10 Apr 2008 at 17:34

probably around the 1k - 1.2k margin

Stinky · 10 Apr 2008 at 17:35

im 20 1 year NCB and can insure a group 16 mr2 turbo import for less than 1k

EH75 · 10 Apr 2008 at 17:46

Buy a 200sx for 4 grand and put the extra towards insurance?

I wouldn't pay too much attention to the insurance group. There are lots of other factors to take into account. If you like the car get a quote, might surprise you what you can insure.

Jotun · 10 Apr 2008 at 18:13

Stinky said:
im 20 1 year NCB and can insure a group 16 mr2 turbo import for less than 1k

Is that fully comp? I'm considering an MR2 in the summer and I am 20 with 3 years NCB but didn't think it'd be that cheap

Jez · 10 Apr 2008 at 18:21

Stinky said:
im 20 1 year NCB and can insure a group 16 mr2 turbo import for less than 1k

MR2 Turbo is group 20 is it not? At least i always thought it was when i had mine.

And yeah these are about as cheap to insure as you will get on an insurance to performance ratio.

loltim · 10 Apr 2008 at 18:24

Jez said:
MR2 Turbo is group 20 is it not? At least i always thought it was when i had mine.

Yeah I assumed all JDM's were Grp20. Well, not Grp20 as there isn't an IG for imports, but Grp20 prices.. if that makes sense.

rG-tom · 10 Apr 2008 at 18:31

Jez said:
MR2 Turbo is group 20 is it not? At least i always thought it was when i had mine.

And yeah these are about as cheap to insure as you will get on an insurance to performance ratio.

actually supra twin turbos are MUCH cheaper to insure and are a bit quicker too?

Jez · 10 Apr 2008 at 18:32

rG-tom said:
actually supra twin turbos are MUCH cheaper to insure and are a bit quicker too?

Not for me :-p

rG-tom · 10 Apr 2008 at 18:32

Jez said:
Not for me

they are for me and also for a few other people ive asked, do some quotes for a UK supra TT vs an mr2 turbo....the lack of import means it's cheaper

Jez · 10 Apr 2008 at 18:34

Dont think there is anything in it for me, im happy to accept that they are a better bet though :-p

realscot · 10 Apr 2008 at 18:49

Seat Leon Cuppra 1.8T 20V.. my sister has one, she's 20 with 2 years ncd and is around £500 fully c. U can pick up 02 plate ones for around the £4k mark.

Stonedofmoo · 10 Apr 2008 at 19:03

Why do you 'need' a fast car at 19 years old?

Will it get you about everywhere faster because the speed limits are the same for everyone no matter what you drive. Fast cars just extra expense and expense I'm guessing is a consideration for you considering the insurance group comment.

Jez · 10 Apr 2008 at 19:04

Stonedofmoo said:
Why do you 'need' a fast car at 19 years old?

Will it get you about everywhere faster because the speed limits are the same for everyone no matter what you drive. Fast cars just extra expense and expense I'm guessing is a consideration for you considering the insurance group comment.

Strange comment coming from an ex Pulsar GTIR owner?

Alex UK · 10 Apr 2008 at 19:25

Stonedofmoo said:
Why do you 'need' a fast car at 19 years old?

Will it get you about everywhere faster because the speed limits are the same for everyone no matter what you drive. Fast cars just extra expense and expense I'm guessing is a consideration for you considering the insurance group comment.

Judging by your sig, it seems you've screw-modded your 306. Obviously you needed to 'get about faster'.

Stonedofmoo · 10 Apr 2008 at 19:57

Screw modding a 306TD does not make it fast no matter how much you turn the screw, it just makes it less sluggish and helps overtake on the motorway.

The post isn't about me anyhow so as for Jez's comment, you're right Jez it probably does seem strange for me to make such a comment. But the fact is having owned such cars you realise it IS pointless owning a fast car on todays roads, and anyhow I certainly wasn't driving a GTI-R at 19 years old.

West · 10 Apr 2008 at 20:02

intellix said:
probably around the 1k - 1.2k margin

Don't see that happening realisticly.. my cars a group 6 and i'm still paying £1,300..

Edit, Sorry, and i'm still 19 and living in a very good post-code (Staffordshire Village) w/1 Years NCB

Jez · 10 Apr 2008 at 20:02

Oh yeah its totally pointless, but only in the same way that owning a TV is pointless, or other luxury items which dont actually benefit you other than for entertainment value.

Fast cars are a hobby, the same as any other. As such i wouldnt say they are pointless.