New Driver

mdb08 · 5 May 2011 at 19:12

I recently passed my test and have been looking into cars; corsa, clio, punto and the usual

However, when I've entered these into the car insurance sites I get really really high quotes of £6000. Do you guys have any advice on first cars and where best to get reasonable insurance prices?

Johnnytoxic · 5 May 2011 at 19:14

you done comparethemarket or confused?

peterattheboro · 5 May 2011 at 19:14

Ring companies up directly. Also add a parent or both onto the policy.

And if possible, try different cars to the usual Clio, Fiesta, Saxo etc. Try looking at Mondeos or even Volvos etc as they aren't the usual cars for new drivers.

ins0mn1ac · 5 May 2011 at 19:16

Phone directly! Don't use comparison sites, if you do use it as rough guide, very rough!

peterattheboro · 5 May 2011 at 19:17

So what's the usual first car for someone? :confused:

ins0mn1ac · 5 May 2011 at 19:18

peterattheboro said:
So what's the usual first car for someone?

pew pew ninja

peterattheboro · 5 May 2011 at 19:18

Knew I should have quoted

westylakey · 5 May 2011 at 19:28

for a 1st car you should be looking at a 1-1.4litre, I had a 1.4 306 for a year and a half and my 1st year insurance was 1100 in scotland. then I got a 306 Dturbo and it didn't budge. So I got a faster car with no increase :d but these days insurance has gone up loads. and I'm now paying 1000 for a 318IS bmw. I'm 22 with 3 yrs no claims & 2yrs full licence.

Philz0r · 5 May 2011 at 19:30

try a 1.2 fiat brava mate. i think that was one of the cheapest cars i;ve found to insure a new driver on.

*edit* around a 99 plate

mdb08 · 5 May 2011 at 23:20

deleted said:
Phone directly! Don't use comparison sites, if you do use it as rough guide, very rough!

I was going to use the cheapest results on the comparison sites, and ring a few of them up to speak further with them

I've looked on confused.com, comparethemarket.com and moneysupermarket.com

Thank-you

Caseh · 5 May 2011 at 23:26

I found Elephant have wiped the floor with everyone elses quotes, and that was with a 1.0 52 plate Corsa. Got a quote of £1868, closest I could get with anyone else was £2210. The cheapest car other than the Corsa I've found was a Ford Ka, which starts at £2300, this is with all the insurers.

I just don't understand why the Corsa is better than all the others :/

Dr House · 5 May 2011 at 23:34

I feel sorry for the young of today, there is no way in hell I could have been able to pay 2k+ to insure my car when I was 17.

650 quid I paid for my first year on a 1.25 Fiesta with pass plus.

niftyfifty · 5 May 2011 at 23:35

Get an old mini cooper, low down will feel fast and handle well even though they are only 60hp (if that) they are light and nimble

Caseh · 5 May 2011 at 23:44

Dr House said:
I feel sorry for the young of today, there is no way in hell I could have been able to pay 2k+ to insure my car when I was 17.

650 quid I paid for my first year on a 1.25 Fiesta with pass plus.

I'm nearly 23 and I'm getting these daft quotes!

Dr House · 5 May 2011 at 23:50

[Cas];19066519 said:
I'm nearly 23 and I'm getting these daft quotes!

thats strange, my wife was only 25 with 0 NCP and paid around 1200 quid on 335i.

InvaderGIR · 6 May 2011 at 00:00

niftyfifty said:
Get an old mini cooper, low down will feel fast and handle well even though they are only 60hp (if that) they are light and nimble

But cost a huge amount to maintain and to purchase, which to be honest outweighs the cost of insuring a more reliable, safer modern car.

OP: Look at Micras and all sorts.

Caseh · 6 May 2011 at 00:02

Dr House said:
thats strange, my wife was only 25k with 0 NCP and paid around 1200 quid on 335i.

Oh, if I simply change sex for the quotes, I'm getting quotes for £1100. It's a joke.

MagicBoy · 6 May 2011 at 00:09

It's still a joke for those of us with a clean insurance record, mainly down to the scroats who are ambulance chasing. My insurance more than doubled this year and would have been more than my first lot of insurance at age 17 had I chosen to renew. That's for a mid-insurance group car for someone aged 30+ with 10+ years no claims...

New driver insurance sucks, but then again it always did. Tried going third party?

Caseh · 6 May 2011 at 00:14

MagicBoy said:
It's still a joke for those of us with a clean insurance record, mainly down to the scroats who are ambulance chasing. My insurance more than doubled this year and would have been more than my first lot of insurance at age 17 had I chosen to renew. That's for a mid-insurance group car for someone aged 30+ with 10+ years no claims...

New driver insurance sucks, but then again it always did. Tried going third party?

I've been looking on and off for about a month, ready for when I pass.. Elephant are just so far ahead of everyone else. They are even beating Admiral every time, which doesn't make any sense since they are the same company. I'll just have to bite the bullet and pay silly for a crapshack on wheels for a year.

At least after a year, I'll not know what to do with all my extra spare cash!

[TW]Fox · 6 May 2011 at 00:17

MagicBoy said:
It's still a joke for those of us with a clean insurance record, mainly down to the scroats who are ambulance chasing. My insurance more than doubled this year

Not everyone is suffering from this - mine looks to be lower this year than ever - finally starting with a 3, infact