New Monitor Decision

I would like to know what people think of this:

before the new high refresh rate 4k screens people were using 4k 60hz and were I assume perfectly happy playing games including fps on such screens. So if I get a 4k 60hz monitor then it should be ok for games generally even if not as good for frame rates as a 1440p 144hz monitor? I dont play highly competitive games but would like to experience the FPS in Elite Dangerous Odyseey and a few other titles. Will my experience be a bad one at 60hz refresh or will it be acceptably fine just as it has been for other gamers for several years since 4k came out? Because if it is ok then I would prefer 4k to 1440p and this would answer my question. My 3090 would be under-utilised but I have to accept this until I can get my hands on a 4k high refresh rate monitor.
 
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