NHS car scheme

theone8181

theone8181

theone8181

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Joined
27 Mar 2013
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Hi all, my wife is starting a new job soon, and as we are looking at replacing her car anyway I just wondered what people thought of it. Apologies if there is no such scheme or more than 1 version, I'm not sure how it all works.
 
No experience of it personally but as an alternative there is also access to the Sytner affinity scheme via the blue light card website too.
 
- from the ev thread I thought the nhs had a wonderful offer you couldn't refuse on the e-tron, so, had the impression their deals were (a good thing) very model specific.
 
Need to weigh up the pensions hit; think it's OK in the short term but if you keep on going through the scheme the pension losses can be eye watering
 
jpaul said:
- from the ev thread I thought the nhs had a wonderful offer you couldn't refuse on the e-tron, so, had the impression their deals were (a good thing) very model specific.
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They have pretty good deals on all their EVs, it depends on your tax band but the prices for me (amount lost from take home pay a month):

E tron - £240
E tron sportback £300
I pace - £310
Tesla model 3 standard plus - £320

Roughly off the top of my head for 10K miles.
 
Kill_Phil said:
Need to weigh up the pensions hit; think it's OK in the short term but if you keep on going through the scheme the pension losses can be eye watering
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This is really quite difficult to do if I'm honest. One or two leases probably isn't the end of the world but multiple leases early in your career may have a significant impact.

Difficulty is compounded by changes that may yet happen to lifetime allowance and potential for extra time in the older pension scheme that is currently thought likely with the age discrimination aspect of the 2015 scheme introduction.

I'll probably just do the one lease and reassess.
 
Minstadave said:
This is really quite difficult to do if I'm honest. One or two leases probably isn't the end of the world but multiple leases early in your career may have a significant impact.

Difficulty is compounded by changes that may yet happen to lifetime allowance and potential for extra time in the older pension scheme that is currently thought likely with the age discrimination aspect of the 2015 scheme introduction.

I'll probably just do the one lease and reassess.
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Yeah I did look into it for the wife and possibly with the view to purchase at the end of the lease. The etron is coming in at around 300 per month.

Also the BIK rises in April? Not sure what impact that would have on the monthly cost?
 
Kill_Phil said:
Yeah I did look into it for the wife and possibly with the view to purchase at the end of the lease. The etron is coming in at around 300 per month.

Also the BIK rises in April? Not sure what impact that would have on the monthly cost?
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For my Ipace order the rise to 1% and then 2% BIK ups the price about £40 a month at 2% which is still cheap enough to make it a good deal.
 
Minstadave said:
For my Ipace order the rise to 1% and then 2% BIK ups the price about £40 a month at 2% which is still cheap enough to make it a good deal.
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Yeah may revisit in the new year, got plenty to fork out on the house at the moment. What was the lead time on delivery you mind me asking
 
Kill_Phil said:
Yeah may revisit in the new year, got plenty to fork out on the house at the moment. What was the lead time on delivery you mind me asking
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It depends on what you order. I believe the NHS Ipace was bulk ordered so was under 2 months. Everything else is 3+ months. Teslas can be longer I think.
 
Trifid said:
Is it any good? I always found better deals to the NHS one by following the lease deals on Pistonheads.
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Doubt you'll find a Renault Zoe for £201 a month, just add electrons on a lease deal. Renault main dealer was £329, plus sort your own insurance.

The BIK at the moment makes an EV very attractive if the slight pension hit isn't an issue.
 
Just checked, we use CPCDrive at my place. Think i'll stay with private lease/purchase...

Jaguar I-PACE SUV 0.0Electric 90kWh 400 HSE Auto - £806 Net effect on Salary............
 
Can't get a quote on the i-Pace HSE via NHS scheme, they've only got the S on the list. £405 via salary sacrifice for the "JAGUAR I-PACE EV400 S 90kWh 5dr Auto [11kW Charger]" for me. Just add Electrons.
 
MagicBoy said:
Can't get a quote on the i-Pace HSE via NHS scheme, they've only got the S on the list. £405 via salary sacrifice for the "JAGUAR I-PACE EV400 S 90kWh 5dr Auto [11kW Charger]" for me. Just add Electrons.
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Is that on NHS fleet?

The price will depend on how much tax you pay so everyone gets a different price. For me it was £310 for the special offer Ipace S. You could order an HSE but it was £460 ish.
 
It's on cpcdrive.nhs.uk

SUV 0.0Electric 90kWh 400 S Auto - Gross £1162, Net £694 (Effect on take home) - 3 years, 10k miles, servicing and insurance.
 
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