Nhs pension and benefit

[theone8181]

Hi all, my wife has been working in a Dr's surgery for the nhs for a couple of years now. I was discussing kid stuff with my colleagues, and he mentioned about how child benefit reduces past a threshold. My wife is currently on around 51,500, but is in the nhs pension scheme (think it's the 2015 one). I'm struggling to find info about if this is salary sacrifice or not as I assumed that it was the scheme that decided rather than the workplace, but my research tells me this might not be the case.
What I'm asking is how bad is it if the tax hasn't been paid (assuming worst case) as she's had a couple of pay rises but they kind of went unnoticed (for reference she started on 48k, so you can see why a small increase each month could bump it over this magical 50k mark). Cheers.

 

[theone8181]

I've not had chance to check her payslips (only just reading updates now), however her p60 showed around 43k taxable which leads me to believe that her pension must bring her under the threshold.
I had checked out that link earlier before I started this thread but I didn't feel it cleared anything up. It does seem daft that if you are paye you still have to fill a form in, it's government can't they just communicate with each other .

 

[theone8181]

Well I think they do "eventually" talk to each other - that's how people end up with surprise tax bills they weren't expecting. At least the self-assessment route lets you get out ahead of it so you know you've not got any surprises coming your way.

If her P60 shows 43k then pension has already been deducted and she should be fine for the high income charge.

Thanks that what I'm assuming.