No claim bonus

[remonyousef]

Hello everyone,
I am currently a private hire driver before that I was driving normal car and I had 7 years no claim bonus before I started taxing, now I am coming to 2 years didn't insure a normal private car and I want to keep my NCB, do I need need to insure a private car for a full year to keep my NCB or can I just insure it for one month and stop the policy as it won't be used?!
If it was cheap I would just leave it for the whole year but with the postcode I am in and my job description even 999cc car it will cost around £1200 a year
Thanks In advance

 

[Deleted User 298457]

Full year. Don't waste your money.

 

[bainbridge]

Welcome to the forum.

If you get the new insurers to validate your NCD and then cancel part way through the policy, you will have spent some time on risk and therefore yes, you would have essentially reset the clock on your NCD.

That's my understanding