No claims - two cars

[One More Solo]

I’ve got two main driver policies, one which has my no claims discount and one which doesn’t given I understand this can only apply to one policy.

What happens if I claim on the policy with no NCD? Does this impact the NCD on my other one? I can’t find an answer.

This is a hypothetical question but I’m curious.

 

[Nasher]

You can only use the NCD on one car, but any claims apply to both :/

All part of the insurance con.

 

[gc123]

well my understanding is if you have a accident especially if it results in a claim you have to notify both .i.e claim on the policy with no claims but have to notify the other insurance (the one with no claims) that you made a claim.
we had to for so many years after ours when filling in insurance forms.
we had 2 cars in our houshold , one in my name and one in the wifes , wife had bump because we always put ourselves on each others policy as spouses she always had to declare a previous bump.

 

[xs2man]

As mentioned above.

You have to mention it on any policy. But it will only affect the NCD on the policy that it is claimed on.