Non Fault Crash - First time in this situation

[poosemon]

Good morning,

Was involved in a car accident this morning where pulling up to a T-Junction somebody turned into the road i was driving on but cut in on my side of the road (driving a fair pace). They have accepted that it is there fault and have done so through there insurance also.

I have started the claim process with their insurance as he accepted fault for the incident. My issue is that my car is unfortunately not worth a great amount and if it was through my own insurance at my fault it would almost certainly be a write off (front bumper/headlight/front quarter bent in so drivers door only partially opens)

Is there any precedent for getting the car repaired even if it exceeds the worth of the car? Or for like4like cost. I got the car particularly cheap and lucked out on it been a reliable workhorse and for money its worth will be a lottery if i get similar again or not! Very fustrating

 

[poosemon]

You can't make them repair it, if they deem it not worth the costs and write it off, then you'd have to buy it back and repair yourself, but that's a lot of effort and can cost a lot.

Suspected that would be the case, just annoying as will be left out of pocket through no fault of my own. If our other car wouldn't be an issue as damage wouldnt have written the car off. Only happened this morning but wouldnt fancy repairing myself as a fairly big hit and wouldnt be sure what other damage was done beyond surface damage Will just have to cross my fingers for the valuation

 

[poosemon]

Havent gone to doctors yet but will see how i feel tomorrow, i have indicated to the insurance that i didnt feel any neck pain however i can feel my chest as if i had been punched (will have been the seatbelt probably). Considering someone has mentioned skiing accident i am off skiing mid way through march so dont think claiming whiplash then going skiing is viable!

Thank you for the guide, i had an accident in my Panda a couple of years ago and managed to get write off, buy back for very little and sell as spares and repairs to get a bit of money. Different as this car is a 2003 Honda Civic 1.6 Sport with 123k, therefore not worth very much at all. However has been reliable and showing no sign of mechanical fault which is why its frustrating i will have to go through the lottery of buying a "shed" type car as a replacement and hope its as reliable...

 

[poosemon]

check earlier posts - it's all here

Thanks for digging that up! Went directly to their insurer (Admiral) so my insurance company not had anything to do with it so far. Have already got the hire car if im honest as needed it for work as my car cannot be driven so needed that to be sorted out. Have thought about the repair at home route however due to the force of the impact I would think that there is further damage then just the front wing, bumper and headlight. Will need to take another look at it when i get home.