I don't mean to dig but I feel like a balanced viewpoint is essential.
You're talking to a guy who gained an Electronic Engineering degree before going on to spend over three years working for MSI. I've also done a bit of mining myself in the past and spent a few days with guys operating a mining farm of thousands of units. I understand the issues a lot better than you seem to think. You, however, either don't or, more likely, you are attempting to mislead people when you say that you run the cards at 60%.
Yes, most miners run the GPU underclocked and undervolted. Yes, absolutely, gaming is a lot more stressful for the GPU than mining but it's not the GPU that's the issue with mining, is it?
What you have is a graphics card designed for gaming, made by a manufacturer who is expecting the GPU to run maxed out for most of its life, dealing with random spikes, peaks and troughs of load, but expecting the memory to be at less than 80% most of the time and operating relatively sedately in comparison. Said manufacturer doesn't want unnecessary cost, and as a result, they usually have a hell of a lot more, & sometimes, better quality, VRMs providing power for the GPU than the Memory and always, much better cooling on the GPU than the VRAM.
What mining does is flip that expected use case on its head. As a result, running heavy load through the memory and it's lonely VRMs. Mining puts more heat and more load through components which weren't designed for 24/7 maximum performance and that's where the failures can come from. Obviously, how well ventilated the cards are will have an impact on that failure rate since silicon hot spots are lethal, but it doesn't completely remove the fact that the card is operating outside of the manufacturers expected design parameters when it is being mined on. To me it's kinda like buying a car and driving it everywhere in reverse.
The very simple fact is that most graphics card failures, whether they failed through gaming or mining, fail because of the memory, not the GPU. Mining puts extra stress on the weakest parts of the card's design.