Ongoing insurance issue

flo.flo

flo.flo

flo.flo

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Joined
9 Nov 2023
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1
Location
Manchester
Anyone else ever encountered this?
Two and a half years ago, I went out to find my car had been crashed into. A bit of investigation found a delivery truck trying to reverse past my car, in a neighbour's CCTV. I passed this on to my insurance to investigate further. Since then, I have had several calls, emails and letters, all asking for more details, which I have given, numerous times. A long shory short, I have to appear in court next year, losing a days pay? They gave me a hired car and the car was in storage for two months! It wasn't even that bad! I don't want to go to court. Everything is sorted, I sold the car and the insurance are still trying to get their money back from the truck company. I'm bewildered by it all.
 
If the insurance company doesn't get it's money back your insurance will go up.

I don't know anything about law, but don't think they can force you to appear in court.
 
OP wasn't a witness of the event - sounds like the insurance company would be pushing it's luck to summon him/her as a witness.
 
But he may be asked to collaborate the claim against the truck company.
It's all speculation at this point though... hence my question as to what the court apperance is actually for.
 
I suspect the other insurance company are likely going after the OP's insurance company for higher than expected costs for a minor bump..
2 months in storage and a hire car will take a small claim and make it HUGE and the "accident management" company this likely went through will have made a LOT of money on fees.
They will also want to know if a hire car for that period was actually required, did you have another vehicle available, was is the same kind of vehicle, or a total mis-match (Ford ka to Audi Q8 for example), did they delay with repairs unnecessarily which caused extra costs/etc

However we need more info from the OP to be sure.
 
Guessing court is regarding the hire car charges, you basically just have to say that you needed the hire car as yours was off the road. There will be a solicitor there on your insurer's behalf who will talk you through it. You'll only be in the room with the Judge for 30 mins tops.

*Assuming that's what it's for
 
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