Online Subscription Payment methods

Booner!

Booner!

Booner!

Soldato
Joined
29 Sep 2005
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I am trying to figure out the best way of accepting payments through a website via credit or debit cards with little hassle. I would prefer them to not leave my site, so would conduct the transaction on my webpage.

I don't really want to put too much effort into this and have had people suggest WorldPay and PayPal.

I think the Paypal premium pro account for merchants allows you to get people to pay without leaving the site, unsure about worldpay.

Would I need to code it in ? Anybody have alternatives or experience here?

Cheers!


P.s Hope this is in the right section :)
 
Either way, theyell need to be redirected to a secure server (I would hope you provide a secure server) so you may as well use paypal and just mod your Paypal page to be consistent with the theme of your website. They will never know :)
 
Hmm, What do OcUK use then? I dont remember leaving the page last time i ordered?

But Yeh I was thinking that I just want to accept Credit card and Debit card payment for orders on my website, Do I even need Paypal? I doubt anyone would pay using paypal!

By the way this is for a corporate solution, Money is no object really, even if it means buying a couple of people to code it for me into the webpage (PhP)
 
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Do you have a merchant account (i.e. an account with an acquirer for processing cards)? If not, and your not a bricks and mortar business with trading history you may find it difficult. Speak to a few (Barclays merchant services, Natwest Streamline etc).

If you want to keep them on your site you need to interface with a card processor (such as protx) under the hood, usually passing XML from your secureserver to theirs and returning the result.

If your not very confident about this use a pay page - you don't want to be messing with transactions if you aren't sure.

If you can't get a merchant account you'll need to trade through a service that lets you go through their account, I think worldpay / paypal are best for this sort of thing but don't have any experience.
 
Right, Well its a well established company (Trading 10 years, turnover £25million+ a year)

I am looking into how to receive payments for a subscription to a new feature (premium content) on the website.

I have looked into the paypal and world pay route.

Are you saying we need to get an IMA?

I need to be able to receive major credit and debit card payments securly, much like OcUK does (we arent a competitor dont worry! ) without moving too far from our site, preferably most of it on our site if not all.
 
As your established - do you take cards already, in person or over the phone?

If so speak to your merchant services provider about getting an ecommerce merchant id, then pick a processor (e.g. protx, secpay, secure trading, datacash etc) and integrate their payment interface with your website.

You should be able to get documents from the payment processors website concerning how they integrate, incase you wanted to check out the technical side before signing up with anyone.

If you don't have a card facility of any kind yet pick a bank and speak to them (probably your current bank would be a good start).
 
We currently accept credit i think, not sure about credit cards however, we deal with large companys, but now addressing smaller customers means that credit cards over the website (company credit cards) will be required.

Seeing as its just a subscription and not a shopping basket kind of thing, which would you recommend, I have been looking at protx as an example
 
All of the payment processors I've mentioned have a facility for repeat billing - billing schedules can normally be managed through a back-end admin site they provide or you can control it through interface calls from your own website or software.

If you don't take cards at the moment a call to your bank would be the first thing.

You can get by without a merchant account but you'll be paying far far more for the priviledge, as you will have no problem getting merchant facilities your best off doing it that way.
 
Ok will go sort that now, really looking into integrating the Protx.

Yearly subscriptions are what i am interested in, so i am happy to hear its possible!

Thanks for the help so far guys, especially on a specialist topic :)
 
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