A couple of things:
Try pasting something into Paint to see if your memory really is stable at 1T. You might well be able to use another graphics package to test it, but Paint is commonplace and works well for this test. Many apparently stable 1T setups fail when trying to paste into Paint.
To add some explanatory numbers to ghgh's post:
"166MHz" is a wrongly labelled 5/6ths divider. With the HTT set to 260MHz, a 5/6ths memory divider would set the memory to 216.67MHz.
The usual next step down is a 2/3rds divider, probably wrongly labelled as "133MHz". 260*2/3 = 177.33.
So it looks like your memory is on a 2/3rds divider.
Your memory might work at 216.67MHz, but you would probably have to drop to 2T and perhaps relax some timings as well.
What you really need is a divider between 2/3 and 5/6, something that would give you a memory speed of around 200MHz with a 260MHz HTT. There is a program that will allow you to try to set memory dividers not available in your BIOS, but my memory of it isn't clear. A64 Tweaker, I think. I remember than when I tried a 3/4 ("150MHz") divider, my PC crashed.
It might pay off to try various combinations. For example: benchmark now, then try a 5/6 divider, to see if your memory will run at 216.67MHz at slacker settings than you are currently using, then bench to see if the higher speed and slacker timings makes things better or worse, then try a lower HTT (say, 250) with you memory at a 5/6 divider, to get the memory speed down to ~208MHz, maybe with better settings, bench again.
You can fiddle for days with this sort of thing.
EDIT: Got distracted before posting a reply, but I get the bronze medal behing ghgh and GeForce, or something
