Panel Filter and Insurance?

[lemonade]

If you fit a panel filter does this have to be declared on insurance? If so would there be any charges?

Secondly am I likely to see MPG drop from using one?

Cheers

 

[lemonade]

there is no performance gains by just swapping the paper filter for a "performance" filter. to get the full benifit you need cams exhauste and head work but you will find better throttle repsonce and mabe a few extra mpg, unless you get addicted to the induction roar in that case your mpg will drop

I know, am not looking for a performance gain as I don't exactly drive a performance car to get anything out of it. I'm planning on servicing my car soon so was thinking of using these panel filter, as they are reusable and since they let more air in they might add more responsiveness and a nice sound would be a bonus.