Parents insurance or my own car?

Soldato
Joined
11 Dec 2004
Posts
3,871
Hey all,

I passed my theory today and I have a date for my practical which sort of prompted my parents to talk about what they are going to do when I pass my test.

They presented me with 2 options....

Option 1:
When I pass they will put me on the insurance to my dads car (costing £1400 at the moment but obviously that will get a bit lower with shopping around) and I will get use of the car in the evenings and weekends when my dad isnt using it, but this means that I wont get a car of my own until I have a job and can afford something decent, so probably 3 years from now when im in my last year of uni. So on the plus side I get to drive straight away and I get access to a good car (2 year old 1.8 ford mondeo) but I have restricted access to it i.e. evenings and weekends.

Option 2:
When I pass I dont have a car to drive and I wait until my 18th birthday (a good while away - august) and they will give me the £1400 that would have gone on the insurance, and a bit more for me to buy and insure my own car. So on the plus side I have the freedom of my own car, on the down side it wont be very good and I wont be able to get on the road for 6 months.

On one hand I want to be able to get on the road ASAP as I dont have all that much freedom at the moment, on the other hand I would like to have my own car sometime while Im at uni.

Both have their positives and their negatives, and I think I know what im going to choose....

But if you were me....which one would it be ladies and gents?

Cheers
 
Quantic said:
I'd do the first one. Once you pass your test you will want to drive ASAP!!

EDIT: Oh and good luck for your test. If you're doing it in Norris Green watch out for the Broadway Double Roundy and Zebra! Eeeeek! :eek:


:D Yes im doing my test in norris green, for that reason my instructor has taken me around that double roundabout about 1000 times, and im STILL scared of it :D

Just one of those things you have to look all around you every other second and keep the speed down so that you can react I suppose, is a tricky little bugger though

so....back to the issue above...you would take option one?
 
Last edited:
I know its a hard decision, but im leaning towards option one more than option two at the moment, I think its probably the best one, but I would be terrified of pranging my dads motor.

Any more thoughts?
 
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