Paypal question ( Check if I am getting scammed )

Bald-Eagle22 · 12 Oct 2009 at 09:20

Guys

As a newish user to payapl if someone wants to send me some money via my paypal address can they scam me and obtain any funds back from me ?

This is not being done via e-bay .

Cheers

ajstan · 12 Oct 2009 at 09:45

I use paypal a fair amount and don't have any problems.

Bald-Eagle22 · 12 Oct 2009 at 10:23

Someone has offered to pay me for a phone from outside the UK via paypal , I am very cautious as they are asking me to send it to Africa.

If I give then my paypal and ask then to send the money before I send it then am i OK or can they scam me ? This is not going through Ebay they are going to have to trust me .

Burned_Alive · 12 Oct 2009 at 10:25

It's a scam, avoid.

bullit in head · 12 Oct 2009 at 10:26

well they can chargeback the amount... but could do that at any time.....

there was a scam where they would collect an item but pay with paypal then charge back, and you would have no proof that you sent it, so would be out of pocket twice...

bullit

Dave M · 12 Oct 2009 at 10:45

bullit in head said:
well they can chargeback the amount... but could do that at any time.....

there was a scam where they would collect an item but pay with paypal then charge back, and you would have no proof that you sent it, so would be out of pocket twice...

bullit

Surely your only out of pocket once?

bullit in head · 12 Oct 2009 at 11:34

well yes but lose twice...... once money , twice phone..... well you never get the money but you know what I mean....

bullit

Bald-Eagle22 · 12 Oct 2009 at 12:08

bullit in head said:
well they can chargeback the amount... but could do that at any time.....

there was a scam where they would collect an item but pay with paypal then charge back, and you would have no proof that you sent it, so would be out of pocket twice...

bullit

Can you please explain a charge back thanks

marley82 · 12 Oct 2009 at 12:13

When they send the payment, Transfer it to your bank account then send the phone not before its cleared in your bank account.

ajstan · 12 Oct 2009 at 12:14

Burned_Alive said:
It's a scam, avoid.

Yh I agree, sounds dodgy

bullit in head · 12 Oct 2009 at 12:18

it explains it better on the paypal website far better than I could.

but heres a C&P

chargeback happens when a buyer asks their credit card issuer to reverse a completed transaction. Although a chargeback may appear similar to a PayPal buyer claim, it is in fact initiated outside of PayPal between the card holder and card issuer. As such, the outcome is ultimately decided by the credit card company and not by PayPal. Chargebacks are one of the unfortunate costs of doing business. Many sellers factor this cost into their business risk model.

Common reasons why a buyer might file a chargeback include:
The card holder is claiming unauthorised use of their credit card
The card holder is claiming they did not receive the item or the item received was different from the original description
If a chargeback occurs on a payment you receive, we’ll notify you by email and ask you to respond with information. We will then use the information you provide to determine if you are eligible for Seller Protection or dispute the chargeback with the credit card issuer on your behalf.

DampCat · 12 Oct 2009 at 12:30

marley82 said:
When they send the payment, Transfer it to your bank account then send the phone not before its cleared in your bank account.

They can charge back after it's cleared into your bank account. Paypal will just charge you for that amount.

( |-| |2 ][ $ · 12 Oct 2009 at 12:39

Bald-Eagle22 said:
asking me to send itsend it to Africa.

Enough said. There's no way on earth I would take any any of risk with anyone from that continent.