Pension Consolidation question

[slipd]

Hi guys,

I would like to keep things brief; I recently left the Civil Service after a ten year stint, paying into two separate pension schemes during this time - not simultaneously, one became defunct during my employment. I didn't have a choice.

I've now started a new pension scheme with my current employer. The CS have sent me paperwork through regarding the moving of my previous scheme/s and I'm not sure what to do - there seem to be pro's and con's for leaving them alone until I retire or transferring them into my new scheme...

Thoughts?

 

[slipd]

Thanks guys, apologies for the delay in response...

I thought as much! I still haven't thought anymore about pension consolidation, so I think I'll just leave it. Let it mature on its own

@DanTheMan, yes, I recall being on both those schemes. I'm now effectively on a provincial Government scheme.