I played this a lot back in school, played it a couple of times in the last month to see what its like now. I need membership to really do anything now though (my bank is full of members stuff, and my stats are too high for the free game to be interesting)
Once you get past the graphics, its not that bad of a game. They seem to be changing the combat system massively soon to a more modern experience, so it will be interesting to see how it pans out. Currently the gameplay is more or less the same as it was when I played it 7 years ago.