Looking to get a new car in the next few months but one thing i've come across which i cant really account for is that:
Im 19, 1 years NCB, my ideal car would be something like a BMW 318CI / Convertible. The cost of the car isn't an issue but i am getting some stooooopid insurance quotes. The likes of tesco / priviledge / direct line etc (all who use that system) cant even give me a quote, and elephant will tell me 3.5k.
Now what puzzles me is that if i were to try a quote for a 330 (yes, thirty) SALOON i can get quoted by the aforementioned companies for around 2200 which to me is reasonable and the top of the budget set out for the insurance.
Whats the plausible explanation for this? And does calling up the insurers really make a difference? I mean its not like calling them will mean they'll suddenly insure me on the car right?
Im 19, 1 years NCB, my ideal car would be something like a BMW 318CI / Convertible. The cost of the car isn't an issue but i am getting some stooooopid insurance quotes. The likes of tesco / priviledge / direct line etc (all who use that system) cant even give me a quote, and elephant will tell me 3.5k.
Now what puzzles me is that if i were to try a quote for a 330 (yes, thirty) SALOON i can get quoted by the aforementioned companies for around 2200 which to me is reasonable and the top of the budget set out for the insurance.
Whats the plausible explanation for this? And does calling up the insurers really make a difference? I mean its not like calling them will mean they'll suddenly insure me on the car right?