If in 'for use catorgories' an insurer (ok, its Quinn Direct fwiw) offers you, Social Domestic and Pleasure, SDP & Farming, SDP & Transporting goods, SDP & Businesses, does the first option cover commuting as well? just with some insurers (like admiral), its clear that A is personal use, and B is personal use with commuting, but its more confussed here. Or is it possible that none of their policies cover commuting 
(that'd be a bad business decision for them, surely?)
yours confussed, ....
(that'd be a bad business decision for them, surely?)yours confussed, ....
