Quinn Direct - Adding Drivers

[-westy-]

I've just called Quinn Direct to enquire about adding my girlfriend onto my insurance.

I'm 20, with 1 NCB (driving for nearly 3 years) and paying £689 a year TPFT on a 1.6 205 GTi.

She's 17, been driving since April.

The extra cost to add her? Nothing.

I asked why, and they told me that my girlfriend was a much lower risk driver than myself, even thought she'd been driving for much less time than I have!

Anyone else found anything similar?

 

[-westy-]

Quinn didn't reduce my policy adding my Dad either, he has well over 14 ncb's..

Do Quinn offer DOC cover to all policy holders that are fully comp?

I've got it and i'm TPFT.

 

[-westy-]

I guess it's safe to say I have it then...? Being fully comp..

Check your policy documents

 

[-westy-]

No. Read your policy document. It will say somewhere on it. Mine said something along the lines of, "Subject to the terms of the policy, the policy holder is covered to drive any other private motor vehicle provided he/she has the permission of the owner".

Yep, thats what mine says