All XMP/Auto combinations are terrible. If you don't manually tune you give away at least 20% of your memory performance when choosing any kit and frequently way, way more.
For example my G.Skill F4-4000C15D-16GVK kit is considered to be high end and right up near the top of the performance charts (its a B-Die 7.5ns bin). If I set XMP timings @ 3800mhz on my single ccx 5600x it takes around 165 seconds to complete the Ryzen calc memtest easy preset. By simply setting tRRD_S, tRRD_L and TFAW to 4/4/16 from the defaults of 7/10/44 the time goes down to just over 130 seconds. Setting tWTR_S and tWTR_L to 4/4 from 5/14 reduces that time further to around 125 seconds. Turning off gear Down mode and using CMD rate 1T dips the time to just below 120 seconds. These are timings not defined by XMP, they are set by your motherboard adding up to over a 33% loss in memory subsystem performance. It doesn't matter what kit you buy, the XMP timings mean nothing at all if you don't manually tune. If you aren't going to manually tune (and that is fine!!) buy the absolute cheapest you can find at 3600mhz, plug it in and away you go. Dual rank, single rank, who cares? Expensive memory is just a pig with lipstick if you don't know or want to know what to do with it, so save your money and don't buy it. Dual Ranks per channel (however you get there - 4 sticks or 2 sticks) will be faster than single rank per channel if you plug and play, but you'll still be competing in the special olympics. There's some brilliant examples of this in the 8 pack thread where people are running 14-14-14 xmp timings and have just increased mhz to 3800 and declared done, but the benchmark result is up to 50% slower than the same timings when tuned.
To give more perspective, fully tuned out the above mentioned kit does just under 100 seconds on the memtest easy preset on a single ccx cpu when fully tuned. This translates to up to 500 points in 3dmark and ignoring edge case games at most 10fps compared to XMP set and forget. If you put crappy 3600mhz memory in there it wouldnt be that much worse, but the money you saved over the £200 G.Skill kit would upgrade a 3070 to a 3080 and get you lots more fps. Spend wisely dudes.