Apologies for the radio silence, mothers not been too well and we had a visit to the hospital. checked for any random b*****d cables that could be fouling a fan, but nadda. P.S. the click never occurs with general use of the PC, only after a good amount of load i.e. gaming or rendering. I will take a look just to be sure but I believe I have set my fans to be on the lowest RPM settings in the BIOS so I am doubting that under load the fans are spinning any faster than normally. Only fans to do so are the GFX fans and the PSU fan which kicks in under heavier usage.
EDIT: Found the culprit... one of the fans on the Radiator! if I stop the fan spinning the clicking disappears. Let it spin back up again and it starts. However as I type this the clicking noise has stopped... weird no? how it can be fine for general use and in game however about 10 minutes afterwards this single fan decides to start clicking... bearing in the fan going?
I am somewhat relieved that this is the issue as I haven't got an issue replacing a fan, they are cheap enough. I was getting worried that it was a more expensive piece of hardware that I was going to have to RMA.