Recommended insurers for n00bs.

BennyC · 11 May 2011 at 19:39

I've been running a few quotes about for bikes I might like *should* I eventually find myself on two wheels.

Some have been laughable which is to be expected and others 'stomachable'.

Bikes in question are ZX6R / GSXR600 / YZF600R.

22, O Bike NCB, licence would have been held for a couple of months and these would be my first bike. 5 years car NCB come August.

The best so far is between £950 and £1070 TPFT depending on which security measures (Datatool S4-C1 'Red' and the first chain on the list). They may be better alarms/chains but for insurance quotes sake I picked these ones. Fully comp I'd be looking at £1700. For now the bike would be on the drive though come October when I'm moving in to my own house the bike would be kept in a locked + alarmed garage.

These are with 'eBike'.

Normally I've been able to find car insurance a little cheaper than on comparisons (which I'm not really a fan of). Adrian Flux were very competative with my car insurance so I might give them a ring at some point.

Are there any companies you would recommend trying as a newbie with 0 NCB or experience. I've tried a few such as 'carolenash' and 'Wickedquotes' I think which were either very expensive or unable to quote me.

Ta,

BennyC

BennyC · 12 May 2011 at 07:39

Cheers. I had tried thebikeinsurer actually. Tesco compare spits the same results. eBike coming out cheapest followed by MCE about £200 steeper.

SDP and SDP+ C comes out the same. Think I have some monster phonecalls to make later in the year!

BennyC · 12 May 2011 at 17:45

SKILL said:
What kind of age bikes are you looking at, new-ish (say last 3 years) 600 sports bikes are reasonably expensive to insure, especially for a new rider with 0 NCB,

dunno if you're even slightly interested in them but might be worth trying some of the naked bikes, eg Triumph Street Triple (standard or 'R'), very good bikes and generally cheaper to insure than the sports bikes, but obviously if you've got your heart set on the sports bike looks then that's not gonna help much

Around 2004 seems to have reasonably priced ZXR6's and lots of examples. I love the 2009 ZX6R but don't particularly want to end up in the position of stacking £5/6k worth of bike on a TPFT policy! :eek:

I could be swayed by a different style who knows. Having never ridden I might really dislike the positioning of the sports bike or the particular example. Will have to wait and see

I've a feeling Adrian Flux might be a winner, will give them a call at some point next week most likely.

A chap drove past me on a ZX6R today

BennyC · 13 May 2011 at 20:05

Unsurprisingly if I were a year older with 1 years NCB my premium is 40% of that which it will be in my first year *rollseyes*. Most insurers will be happy to touch me with a short stick next year which will be nice.

BennyC · 14 May 2011 at 10:50

Dogbreath said:
My quotes for the Mille were high because I have 0 NCB, but MCE seem to value my great age more than other insurers. Last year my SV650 was about £90 fully comp with 0 NCB from MCE.

I'm very much looking forward to insurance premiums when I'm over 25 as they're going to be laughable in comparison to now!

My first car, 1.4 Corsa, cost me £1400 fully comp. A ZX6R when I'm 5 years older will cost me almost that on TPFT. Robbing bar-stewards.

BennyC · 15 May 2011 at 10:49

Wicked quotes couldn't quote me on the web so they're on my list to call

BennyC · 17 May 2011 at 18:00

Wicked quotes won't touch me until I'm 26 on a ZX6R with no NCB/experience.
Adrian Flux couldn't quote me.
Bikesure wouldn't quote me.
MCE couldn't either.
Swinton couldn't.
Tiger just sourced me eBike but at a higher price.

Looks like eBike are winning. I will not miss this when I eventually turn 25!