Registered keeper/insurance policyholder

DannyDan · 7 Dec 2007 at 19:55

Can the person who earns NCB on the insurance of a car be someone other than the registered keeper (i.e. can the insurance policyholder be someone other than the RK)?

Thanks

ste_bla · 7 Dec 2007 at 19:57

DannyDan said:
(i.e. can the insurance policyholder be someone other than the RK)?

Thanks

Yes, however most companies now insist that you are the RK

Beerbaron · 7 Dec 2007 at 19:58

im sure some insurance companies allow named drivers to build up no claims discounts as well

DannyDan · 7 Dec 2007 at 20:01

Beerbaron said:
im sure some insurance companies allow named drivers to build up no claims discounts as well

But do other insurance companies accept this as proper no claims? Or does it only apply when the named driver is applying to the same insurance company that issued it?

Dolph · 7 Dec 2007 at 20:41

DannyDan said:
But do other insurance companies accept this as proper no claims? Or does it only apply when the named driver is applying to the same insurance company that issued it?

Most of the time it's for the same company for the first year, then transferable after it's been used in your own name for a year.

Ben M · 7 Dec 2007 at 20:46

my mum was a named driver on my dad's policy for about 15 years, before that she was on one of her parents'. so she never had her own policy to get her own NCB.

this year she decided to get her own policy in her name, and she had no problem, companies gave her a full NCB.

she uses a broker, idk if that made it easier for her.