Replacement for the XC90 inside - Crashed into within 48 hours

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On Saturday we purchased a nice Accord Tourer 2.4 Exec with everything in and on it :)

car1.jpg


And then this morning I take it to work as Steph didn't need the car and a nice fella decieded to jump a red light and WALLOP again another crash .

Ofcourse he drove past the other stationary car that stopped for the red light but says I jumped a light when my car went from stationary to only moving 1 cars length and his failed to stop , I asked if he had insurance and he said he only has 3rd party so it stands to reason his lovely kia rio will get fixed if he says it was my fault . I asked if he had a MOT and guess what colour his mot cert was ? RED and then it was promptly put back in his glove box as he saw me catch an eye of it .

From where my car was facing I can't see the lights that control the cars that go ahead as the car points to the right , So when I approched them and they where red I stopped as on coming cars going straight over where still driving through , A black pug stopped and my turn as they turned green and then moved off at a slow speed from stationary. His side of the road the right turn is paralle with the ahead lanes and I think he saw the right green light and thought it was for him although the car next to him was stationary (right turns go after in sequence)

Damage to our car is the offside HID light unit smashed and the bumper and wing and bonnet . Because he hasn't admitted it was his fault we have no hire car and already I have recieved a phone call from help hire which I just gave them my insurance company name .

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The black pug he drove right past , I tried to wave it down but it just drove off before I could get any details etc , This was at 05:40 this morning .
 
The black pug he drove right past , I tried to wave it down but it just drove off before I could get any details etc , This was at 05:40 this morning .

CCTV around this junction? for the pugs registration and also the incident?
 
I don't get it, howcome your car is WAY over the stop line for those lights?

He set off on gree, moved a car length, other car had run the red light stopping progress.

Also, I don' recall the callipers being red as standard on the Accord.
 
[TW]Fox;18568828 said:
How can one person have such bad luck?

I have been asking myself this since this happened buddy . I have felt like absolute crap all day with a real short temper to boot as well because I'm fed up with it .

Edit* just to add the insurance company think it will go down to a split liability as there where no whitnesses and said I will have to pay a £400 excess and loss no claims bonus as well .
 
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Surely if he doesn't have a valid MOT, his insurance could be void. Worth mentioning this to the insurance company, or does that make it even worse for you?
 
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