Roll up, roll up, who is at fault poll here!

[IAmATeaf]

So my wife's been involved in an accident on her way to work this morning. She's trickling along in the right hand filter lane to turn right and some women coming out of the road the wife wants to turn into doesn't turn her steering wheel enough and ploughs into the wifes driver and passenger door.

The other driver then initially claims to have not hit the wifes car and then tries to claim that the doors were already damaged. She eventually comes round to the idea that she may have been the cause as there's black paint on her CR-V bumper. There are no witnesses as everybody that the wife asked claimed to have not seen anything and more crucially my wife forgot to take pics of the cars just after the accident.

With reference to Rotty and his wifes fairly recent thread that to us looked clearcut I'd like to open up a poll here just as a small comfort factor till I have to hand over my £200 excess, yep just found out it's £200

 

[IAmATeaf]

Yep she got the reg number, name and address of the other party, have already filed a claim with eSure who have confirmed that the other vehicle is insured.

Do I really need to get the police involved? How do I do this then? Ring them up or pop into my local cop shop?

 

[IAmATeaf]

Am I right in assuming that the other car was attempting to turn to the left? just trying to picture it in my head, with your wife in the filter lane to turn right into the minor road she would have been almost opposite the lane the car came out of therefore blocking them from turning right so they must have been going left? and if so how in gods name did they go wide by that amount O.o

Although you don't have witnesses (and im not just saying this cos I love arguing with will ) the fact that they came out of a minor road into the side of your wife's car should count for something due to where the damage is, how much it will count for I have no idea...

Yes, pretty much.

http://maps.google.co.uk/maps?f=q&s...p=12,11.647927999999979,,0,6.6151729999999995

In the link above the wife was travelling in the filter lane to turn right, the other party came out of the road on the left turning left but side swiped my wifes car whilst pulling out of the road.

PS How the hell do I embed a google street maps view?

 

[IAmATeaf]

So should it be reported or should I just let the insurance company sort it all out. TBH I'm loath to put any effort into this especially as the eventual outcome lies with the insurance companies.

On an aside both the drivers and passenger doors are badly dented, the drivers side wing mirror has some paint that's come off. The car is a W reg Honda Civic 1.4 Sport with around 55k miles, will it get repaired or will the car get written off? Could do without the hassle of it being written off to be honest.

EDIT: Here's some pics of the result of a CR-V lusting after a Civic

 

[IAmATeaf]

Just been to my local cop shop and what a bloody farce. 2 counters open but only 1 serving. Everybody is arguing about where they are in the queue, some ******** then tries to jump the queue, arguement ensues but what do the coppers do, nothing, they just sit there and watch the live entertainment.

Eventually got served around 45 minutes later to be told I needed to fill in a form but am not allowed to do it there and then, on the plus side I've been told that the station is open 24 hours so I can come back and experience late night life in the cop shop.

What a complete joke.

 

[IAmATeaf]

Just got back from the cop and this time I'm told why am I even reporting the accident, there's no need as I have all the other parties details. Told them that as I've now wasted more time I wanted the report to be filed so they accepted it but they wouldn't give me an incident number.

So I just left.

 

[IAmATeaf]

sorry chap but we/I did advise you of the probable outcome

That just plain sucks, if this is the way of the future then we might as well have insurance which doesn't attribute any blame and simply repairs the insured persons cars, the other parties insurance would repair their car.

I still don't see why people do this, even if it goes 50/50 it still affects their insurance to the same extent as it would have done if they had taken the blame, wouldn't it?

The wifes car has been dead unlucky, over 5 years ago it was involved in a hit and run whilst parked outside my house, the runaway driver was never traced so that affected my premiums for quite a few years and now this. It's also got various dents and dings from her bloody school, if it's not the students trying to write their name on it with a stone it's other teachers/parents who seem to want to dent it. Think I might well get rid of it after it comes back from the body shop.

 

[IAmATeaf]

Well the adventure has started, insurance company has just called to say surprise, surprise the other parties statement re the accident is completely different to the wifes. My insurance company have no exact details as of yet so will have to wait to see what **** and bull the other driver has come up with.

Does make my blood boil. Think I'm going to sell our cars, replace them with £100 bangers, 3rd party them and do some severe braking on some choice roundabouts. Anybody here want to be a passenger?