Well some head way appears to have been made!!!
So in my bios under the CPU Core Voltage, it gives you a few options:
AUTO
Override
Offset
Override + Offset
AMD Overclock
Before i never even bothered selecting AMD Overclock, but have tried that option and im currently able to boot into Windows and am currently stress testing Prime @ 1.27v!!. With Per CCX 38.00 & 40.00
Im not sure what this AMD Overclock option has changed from not being able to get stable @ 1.350v using the 'Override' option to now being able to @1.27!??
One thing i have noticed is In Ryzen Master, under the PCU Votlaage section the current voltage never seems to change and is always the same as the Maximum voltage