Salary Sacrifice Tech Schemes at Work...

[RedvGreen]

Is it just me, or are these previously-lucrative schemes inherently horribly priced now - almost to Wonga levels?

The annoyance is that I am in the market for a new TV; these are the offerings in my desired TV size range:

LG 55" UHD 4K ThinQ - £34.09 (x24) = £818.16 (RSounds £449)
LG 65" UHD 4K ThinQ - £49.48 (x24) = £1187.52 (RSounds £749)
Samsung 65" NU8000 4K UHD - £55.03 (x24) = £1320.72 (£1000)
LG OLED 55" HDR 4K UHD - £67.13 (x24) = £1611.12 (£1499)

Interestingly, the most expensive TV is the 'best' deal, but still overpriced. Does anyone still use these schemes?

 

[tamzzy]

salary sacrifice isn't worth it anymore since the tax changes. most of the stuff doesn't give the tax and NI benefits (ie reducing them) since the laws changed.
so you get a triple whammy of paying a higher price (due to the crazy APRs), loss of tax benefits, and also losing out on employer contributions to your pension.

#avoid

 

[Psycho Sonny]

Is it just me, or are these previously-lucrative schemes inherently horribly priced now - almost to Wonga levels?

The annoyance is that I am in the market for a new TV; these are the offerings in my desired TV size range:

LG 55" UHD 4K ThinQ - £34.09 (x24) = £818.16 (RSounds £449)
LG 65" UHD 4K ThinQ - £49.48 (x24) = £1187.52 (RSounds £749)
Samsung 65" NU8000 4K UHD - £55.03 (x24) = £1320.72 (£1000)
LG OLED 55" HDR 4K UHD - £67.13 (x24) = £1611.12 (£1499)

Interestingly, the most expensive TV is the 'best' deal, but still overpriced. Does anyone still use these schemes?

Sony is offering up to 2 years interest free if you buy from their store.

Otherwise John Lewis accepts PayPal and you can use credit to get 4 months interest free.

Or you could just be sensible and save up for a new TV or buy second hand if you cant afford one.

 

[TALON1973]

Mine changed thus year. It used to be a private firm providing the goods But now we can shop via Curry's/ pc world and get given an e- voucher to spend.

Only slight issue is if that product goes up in price while you wait for the voucher it won't cover it