Yeh, 1mbit and in my opinion you would struggle to game, especially including voice. Some will disagree but I'd say you'd notice.. Web browsing will be painful and you can say goodbye to streaming. The average webpage is now 2mbyte, so you're looking at a 16 second wait, on average.
People are cool. If you can find a house with fibre and you have line of sight, go round for a coffee, get to know them and see what happens. You might be surprised. Financial incentive helps but I have always found that practical skills are better. If you can offer to help in their house when they need it, fix computers etc then it will go down better. Says a lot about your character too. The ubiquiti units I got were only £150 and have a range of about 35km. At 550metres, I'm getting 300mbit in one direction. Definitely worth looking into. Trenches are expensive. Fibre optic cable is expensive and Ethernet is typically limited to 100m. Your options are limited.