It is pretty unlucky but I guess high value graphics cards would be the target of choice as they're so easily shifted in an untraceable way.
What happened to you?
I was selling online to someone I didn't know/never met. It was completely online. But via a verified platform.
They paid me by BT
All was fine.
Then a few days later (I don't use my debit card much) my card was declined I a shop.
I didn't think much of it. Paid with my Credit card.
Went onto Internet banking and it was all. Locked Out. Like completely locked.
Phoned Halifax.
"you have to come into branch sir that is all we can tell you"
So pretty scary at that point not living near a branch.
I go to branch and basically it turns out I was paid by a fraudater who had accessed another person's bank and they suspected I might be in on it. Money laundering I guess.
Now this wasn't just my bank account being locked. Nothing went in, or out. Rent, cc payments, DDs, wages. Nothing.
Luckily at the time I also had a minor old santander account and my credit cards. So got by on that.
Also lucky timing my CCs had been paid the week before.
It took a week or 2 and several trips to Bank with proof of conversation, transactions etc. I was guilty until proven innocent.
It could have wrecked my credit file and more, but fortunately it was all resolved within 2 week gap and no payments were missed.
If I hadn't had a second account, if it had have happened on pay day/and of month CC payments etc... No fun.
But yeah kind of brought home how much power banks have over you.
The worst but was... At no point did they contact me. If I hadn't have checked could have been weeks. I rarely checked my current account.