Should she stop paying into the fund?

[jsmoke]

My mother pays a monthly DD into a fund which I think tracks the s&p500, hence it's value is around 22% down for the year. She's wondering whether she should stop the DD and what else is safe in the current market conditions to pay into. I did say the s&p500 will likely eventually come back up but from what I can see that could take years.

What would be the most option atm?

 

[jsmoke]

Surprised you haven't told her to invest in crypto.

I'm not that cruel .

 

[jsmoke]

I'd consult with a financial advisor, hate to see you come back and blame fellow OCUK members if things don't go well.

That is what she suggested initially, just said I'd ask the great financial wizards of ocuk first.