SMP maternity payment help

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12 Feb 2006
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Surrey
trying to understand this but unable to find the exact answer to my questions. i'm sure someone on here can advise.

partner has 2 jobs. one is the main earner, and the 2nd is a small £100 per week job. she has had both jobs for well over 3 years.

when she takes maternity, our understanding is she will get SMP from her main employer which we understand to be apporx £184 per week.

and then her second job she will get SMP again, so another £184 per week, but only if she is earning on average £123 per week.

so our questions are:

does anyone know how long before the maternity starts that she needs to be earning on average over £123 per week? she could take on more work now to easily get it over amount required, however would prefer to just do this within the time ahead needed. hmrc mentions you need to be with your employer for a certain time, which she is, and the average needs to be over £123 per week, but not for how long. could she within the 1 month before going on maternity, change to £130 per week at her 2nd job and then still qualify for SMP, or does the average need to be for the full 6 months before hand?

is it really correct that one job that pays £45k per year can give £184 per week SMP, and the second small job paying £6.2k per year, give the same £184 p/w SMP? seems odd to me, as not only are the earnings from the work done totally different, but the SMP is higher than what she would normally earn under employment.

not that this would happen, but if she were to get a 3rd job now, 8 months before baby pops out, earning over £123 per week, would she be able to get another £184 SMP payment? seems crazy if that's the case

thanks
 
not that this would happen, but if she were to get a 3rd job now, 8 months before baby pops out, earning over £123 per week, would she be able to get another £184 SMP payment? seems crazy if that's the case

Yeah, it's per job AFAIK so could be milked that way... but if she's going to interview elsewhere then rather than getting a third job she'd maybe be better off quitting those two and getting one job that doesn't just pay the bare minimum. Some employers give women full pay for 6 months for example.*

this is a bit out of date but the average pay over £123 thingie seems to be an 8 week window:

*for example I knew a female contractor who moved to Barclays for this exact reason "Isn't that going to be a big pay cut?" "I'm planning to have a kid and they offer 6 months at full pay" - she got knocked up right after joining them.
 
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