Speeding fines and Insurance issues?

Zip · 24 Sep 2006 at 15:22

I went away through the week to visit a friend(now girlfriend) and on the way there i went through a camera i think and i think i might have been done

If i get a fine do i have to ring my insurance company up and tell them that ive got one or do i just tell them on my next renewal??

Nozzer · 24 Sep 2006 at 15:23

You don't over here, but as you keep telling us, 'it's different in Australia'.

So, who knows. Ask an Australian.

Dangerous · 24 Sep 2006 at 15:24

Nozzer said:
You don't over here, but as you keep telling us, 'it's different in Australia'.

So, who knows. Ask an Australian.

Word.

Zip · 24 Sep 2006 at 15:25

Im just having a check, Insurance still works the same down here as it does there most ways

Psycrow · 24 Sep 2006 at 15:26

Tell them at renewal time

rich99million · 24 Sep 2006 at 18:00

Read your policy and see what the terms are - if it says nothing about letting them know then don't do it

edit: though you will have to tell them next time round if they ask of course

hittman · 24 Sep 2006 at 18:30

Psycrow said:
Tell them at renewal time

the above is correct.

triggerthat · 24 Sep 2006 at 19:52

You have to tell them as soon as you find out.

The_Dark_Side · 24 Sep 2006 at 19:52

Dangerous said:
Word.

...to your momma.

dum dum dum dubba dum dum.
dum dum dum dum dubba dum dum.

Dandle · 24 Sep 2006 at 20:00

I had to tell mine at renewal although i forgot as I let it automatically renew. The next year I told them and got back charged £160 for not letting them know the previous year.

postmanfw · 24 Sep 2006 at 20:22

If you get points and dont tell them then your insurance company wont pay out in the event of a claim. You have to tell them of any changes that may effect the pricing of your policy. They will see you as a greater risk and will bump up cost of policy. Its like modding your car. Not worth the risk really

Dandle · 24 Sep 2006 at 20:41

The small print on Admirals policy was that they had to be told at time of renewal, It didnt mention telling them when you got them.

n3vrmind · 24 Sep 2006 at 21:41

Why take the chance on your insurance being invalid, if it turns out it is your paying money for nothing.. give them a call

I got points a few weeks before i got my policy, left them off then called up 2 weeks later to tell them, said the date of the offense was prior to the policy start but id been disputing them, they put them on and said they'd be taken into account at renewal time so i didnt have to pay more then.. win!