Stupid credit card question......

Caporegime
Joined
8 Sep 2005
Posts
30,250
Location
Norrbotten, Sweden.
A 40 year old man should probably know this but....

Recently moved house so we are hemorrhaging money to do it up. I'm trying to put as much as possible through the mastercard, points bonus, purchase protection all that jazz.

I just maxed it then transferred the balance from my current account to the MC over the weekend.

Unfortunately the monthly bill for the card has been issued before the payment cleared the owed balance.

My question is I have a paper bill for let's say 3k, but the day after that was cleared by my extra payment.

Do I still need to pay the minimum on that bill just to avoid some BS. I'm assuming paying the full amount is not the right answer obviously. :P

I hate ringing call centers, especially in Swedish. They all have thick accents and I usually just end up coming across as more of a fool than I actually am.

Help.
 
I never look at my statement anymore since getting the app. It will tell you what you are due (balance), keep that at zero and you will not pay any interest. Don't mix it up with the minimum amount due.

Yeah the app updated a few hours after. Spoke to customer service and they said not a problem. I don't need minimum payment DD cos we clear the balance every cycle.
It's just a very convenient joint account way of paying in Sweden compared to paying my bank for the pleasure of spending my own money.
 
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